Thursday, July 12, 2018
A pre-existing condition(PEC) of a consumer when buying health insurance is an issue the HEALTH INSURANCE COMPANY must assess before accepting that person as a client. The Democrats knew such risk pools would be difficult to form since the healthy clients would be paying for the sick ones. If the pool were large enough...though...the PEC-client would not impinge on the overall protective umbrella such POOL offers. In a marketplace without such requirement to accept PEC-clients...these consumers are helped by CHARITY and by insurance companies that are capable of creating such LARGE RISK POOLS. The PEC-client would be helped but the rest of America would not be burdened by such infirmities,(WSJ A-4;07-12-18).